library · Money & admin · Insurance

Insurance

4 rows. A group is the level between a category and a task: one thing a person could hand over whole, split into the rows it actually takes. The app shows groups collapsed and lets you answer at either level.

Task	How often	Minutes	Takes out of you	Sits in your mind	Breaks your day	The doing	The carrying
Review and renew health insurance and choose the plan	once a year	120	a little	never leaves your head	needs a slot	0.05	1.02
Review and renew home or renters insurance	once a year	75	a little	never leaves your head	needs a slot	0.03	1.02
why Vigilance 5 per the annual hard-deadline rule (MENTAL_LOAD_MODEL §9 Q2). Lapsing is not a recoverable mistake, and the renewal window is short.
Make and chase an insurance claim through to payment	twice a year	90	takes something	on your mind	mostly flexible	0.07	0.74
why Vigilance 4: a claim is carried for weeks and dies if nobody chases it.
Renew the car insurance and registration	once a year	45	barely notice it	on your mind	needs a slot	0.02	0.73

Which households get these

A new household is seeded from its own answers, so most of these rows only appear where they apply.

Renew the car insurance and registration — households with a car, counted more often in households with 2 or more cars

Something missing, or something weighted wrong?

This is the part of Champignon that is genuinely unfinished, and the part a person outside this household can fix. Two routes, neither of which needs an account:

Something we don't have — a task you do that isn't listed here.
A weight that looks wrong — tell us which row, and what it should sit above or below. A comparison is actionable; feels wrong on its own isn't.

What happens next, and how a weight actually changes, is on Contribute.